MMA Policies

Privacy Policy

It is our policy to keep your personal information secure and not to share with any other individual or company.  We do not rent or sell our list.  We will periodically send you various offers and notifications of special events.  You will always be able to opt out of our list if you so choose. 

Security Policy

Your payment and personal information is always safe. Our Secure Sockets Layer (SSL) software is the industry standard and among the best software available today for secure commerce transactions. It encrypts all of your personal information, including credit card number, name, and address, so that it cannot be read over the internet.

Delivery Policy

We ship our products via UPS, or the US Postal Service.  We ship within 48 hours of processing your order.  You will have your purchase within 7 days of your order if shipping address is within the United states, 14 days if international.  If there are any exceptions to this you will be notified. Thanks for your business.

Return and Refund Policy

It is our policy to offer a 30 day money back guarantee on all of our books and software (excludes eBooks). In order to obtain a refund you must notify us via email or phone call within the refund period.  All products must be returned in very good condition, completely intact and in resalable condition.  Refunds will be processed within 7 days of approval and will be posted to the account that was used to purchase the item.  We do not allow refunds on any of our subscriptions, eBooks, MP3 files, or electronically delivered products.  If the subscription you purchased does not suit your needs, we will happily give you a credit for the remainder of your subscription, which you can apply to a book order or another subscription. We will not refund subscriptions under any circumstance. No refunds or credits on electronic purchases.

Subscription Schedules and Policies Regarding Special Reports, Updates, and Alerts

MMA Cycles Report comes out once a month and is issued at least 12 times a year.

MMA Daily Report is issued 5 days a week, for at least 12 weeks a quarter or 48 weeks a year. Mr. Merriman takes off one week every quarter.

MMA Weekly Reports (includes individual sector weekly reports) are issued once a week, for at least 12 weeks a quarter or 48 weeks a year. Mr. Merriman takes off one week every quarter.

In addition to the schedule above, you may receive a special report, update, or alert pertaining to your subscription report if, in our opinion, market conditions warrant it.

Whenever we put out a special report, update, or alert, there seems to be some confusion as to what subscription services receive these. Generally speaking, the people who subscribe to certain reports get one or a combination of each. You do not get reports or alerts or updates if your subscription does not cover them. So let’s go over the difference.

Special Reports

These are reports of a long-term nature in which we analyze the longer-term outlook of a particular market that we believe is at, or approaching, a critical juncture in its longer-term cycle –a cycle longer than the primary type.

These “Special Reports” are a special feature of the monthly MMA Cycles Report, and are, on average, issued 1-2 times per year. Since they are features of the MMA Cycles Report, they only go to subscribers of the MMA Cycles Report.

When a special report on a given market is being prepared, it will be announced ahead of time in the Free Weekly column, so those who are not subscribers can have the chance to subscribe to it, and receive the special edition when it is issued.

An example would be the MMA Special Stock Market Report that was issued July 28 within the MMA Cycles Report #7. The special report was planned for two weeks, and was announced for two weeks prior to its issuance. It was clearly stated that it was a special report that would go out to subscribers of MMA Cycles Report. Since it was a special report and not an update or alert, it went out ONLY to subscribers of MMA Cycles, which is our monthly subscription report that deals with the longer-term cycle’s analysis.  It was not a report requiring immediate action, which – if it was - would go to weekly and daily traders, who were already advised to short the stock market 1-2 weeks prior to this special report.

MMA Special Updates

These are updates that are written immediately after the market has fulfilled the criteria outlined in either the MMA Cycles Report or a particular weekly report for a primary cycle trough or crest, and which warrants a heightened alert that the trend may be changing now.

The “MMA Special updates” may go to almost everyone, depending on market conditions and type of subscription report. These special updates definitely go to all daily subscribers, full weekly subscribers, and weekly subscribers of that particular sector being covered.

For instance, the “MMA Special Update on Gold” that was issued January 1, 2014 – the day after our criteria was met for the primary (and even longer-term) cycle low in Gold – was sent to all MMA Cycles subscribers, and subscribers of MMA’s Daily, Weekly, and Weekly Gold and Silver reports.

MMA Special Alerts

These “Special Alerts” are sent out only to all MMA Daily subscribers, and sometimes to all Weekly subscribers or those of the particular market we track, depending on whether or not the given indicator pertains to their type of report, and what has been tracked in their report.

As an example, there will be times the weekly report of one market may be short, while in the daily report, it may be long, or preparing to go long. The first signals to go long in the daily report may be elected, but not yet in the weekly. We may send a special alert to the daily people that our buy signals have been met. A day or two later, we may send a similar special alert to the weekly subscribers of that market sector (or full weekly), if there is follow-through to justify a change in trend that the daily subscribers were already alerted to.

I realize everyone would wish to receive all the Special Reports, Special Updates, and Special Alerts that we prepare. But each of these additional services pertain to the type of report one subscribes to. I hope this clarifies the difference, and which report qualifies for which special additional service we provide.

Thank you for your understanding and your support of our work.